Boat Loans
Marine Rates
$ 500,001 +   5.375% 20 years fixed
$100,000 – 300,000   5.49% 20 years fixed
$50,001-100,000   6.25% 15 year fixed (possible 20 year)
$25,000-$49,999   7.49% 15 year fixed
The above rates are subject to credit approval and all requirement being met and subject to change. Used boats may be higher depending on the year model.
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OUR MARINE LOAN PROGRAMS
Loan terms 10 years, 12 years, 15 years to 20 years P&I terms based on amount financed
We have interest only for the first 6 months or 3 years 20 year terms on marine loans over 100k
Interest only for 5 years and a balloon program marine loans over 100k
Interest only for 6 months and P&I payment for 6 months 20 year term marine loans over 100k
Non-US Citizens (must have well established, legal residency in US) marine loans over 100K
Puerto Rico and BVI moored vessels (must be US or BVI Flagged) marine loans over 100k
Cash out loans within 60 days and refinance marine loans over 100k
Houseboat and High Performance( max 90mph) min 30% down marine loan over 100k
Used boats up to 30 years old marine loans over 56k
Corporation to Corporation single asset sales marine loan over 100k
ARM terms 1 year,3 year,5 year and 7 year adjustments marine loans over 100k
CALL FOR MORE INFORMATION 727-858-4210 OR FILL OUT THE ONLINE Application
R&R Lending Specialists arrange loans for customers buying from private sellers, who are not currently working with a dealer and those working with dealers who wish to keep their finances both private and secure.
We have experienced finance managers, knowledgeable in underwriting and loan processing.
We will fully explain the entire loan process to you from start to finish, keeping you informed throughout the process. Communication is very important to us and that is why we are available 24/7.
We can work with you personally or directly with accountants or tax preparers for larger loans, should more financial information be required. We know how to maximize income from your tax return and in some instances, we may not even need a tax return.
Call us first, a declined loan is difficult to reverse!
We always work to ensure you get the best rates and terms available.
See how much you can qualify for. This is not approval just a opinion and is based on the information you provided. Get Pre- Qualified
Call 727-858-4210
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